You’re generous. You tip well, help friends move, and maybe even covered your buddy’s brunch once or twice. But here’s the thing: not all “good deeds” qualify as charitable donations on your taxes.
Let’s clear up what actually counts — and what doesn’t.
What Counts as a Charitable Donation?
The IRS only lets you deduct donations to qualified 501(c)(3) organizations. Translation: the charity has to be officially recognized.
✅ Examples that count:
- Donations to your church, synagogue, mosque, or other faith-based groups
- Contributions to nonprofits like the Red Cross, Habitat for Humanity, or your local animal shelter
- Clothing, furniture, or household items given to Goodwill, Salvation Army, or a local nonprofit thrift store
What Doesn’t Count (Even If You’re a Good Person)
❌ Money sent directly to a friend in need (yes, even on Venmo)
❌ The value of your time volunteering (your hours are priceless, but not deductible)
❌ Gifts to political campaigns or candidates
❌ Buying raffle tickets or fundraising merch (those are purchases, not donations)
Pro Tips for Claiming Charitable Deductions
- Get a receipt: Most charities can give you one, even for non-cash donations
- Keep records: Write down what you donated and its fair market value
- Cash donations: Even $20 given online should show up on a bank or credit card statement
- Over $250? You’ll need a written acknowledgment from the charity
👉 Skip the shoebox: use our free Expense Tracker to snap donation receipts, log non-cash gifts, and keep records secure all year. No scrambling in April.
Bottom Line
Giving feels good — but only certain gifts lower your tax bill. Keep the right records and you’ll maximize the deductions you’re actually eligible for.
👉 We’ll help you claim them correctly. Book in 2 minutes → makeadultingeasier.com/book
General information only — confirm with current IRS guidance or a tax professional.
